/* Insurance for Healthy People: shared styles for the home, legal and 404 pages.
   The quote page (get-a-quote.html) carries its own copy of these colors. */
:root{
  color-scheme: light;
  /* Logo colors */
  --navy:#002349; --navy-hover:#0C3866;
  --green:#467E21; --green-hover:#3A6A1B; --green-ink:#3D6E1C; --green-tint:#E4EDDC;
  /* Surfaces and text */
  --page:#F3F6F1; --surface:#FFFFFF;
  --ink:#1E2B38; --ink-2:#4E5B67; --ink-3:#66717B;
  --line:#D5DDD0;
  /* Unselected / secondary buttons */
  --opt:#E1E1E1; --opt-hover:#D4D4D4; --opt-ink:#646464;
  --err:#BF0A30;
  --font:"Open Sans", Arial, Helvetica, sans-serif;
  --r:4px; --r-input:8px;
  --ring:3px solid rgba(70,126,33,.55);
}
*,*::before,*::after{box-sizing:border-box}
[hidden]{display:none!important}
html{-webkit-text-size-adjust:100%;text-size-adjust:100%;scroll-behavior:smooth}
body{margin:0;background:var(--surface);color:var(--ink);font:17px/1.6 var(--font);-webkit-font-smoothing:antialiased}
img,svg{max-width:100%}
a{color:var(--green-ink)}
h1,h2,h3{margin:0;color:var(--navy);line-height:1.2;text-wrap:balance}
p{margin:0 0 1em}
p:last-child{margin-bottom:0}
button,input,textarea{font:inherit;color:inherit}
.wrap{width:100%;max-width:1180px;margin:0 auto;padding:0 20px}
.sr-only{position:absolute!important;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap;border:0}
.skip{position:absolute;left:12px;top:-60px;z-index:50;padding:10px 14px;background:var(--navy);color:#fff;border-radius:var(--r)}
.skip:focus{top:12px}

/* Top bar */
.not-gov{margin:0;padding:9px 16px;background:#EBEBEB;color:#666;font-size:12px;line-height:1.35;text-align:center}
.not-gov a{color:#1F5FBF;text-decoration:none}
.not-gov a:hover{text-decoration:underline}

/* Header */
.site-head{position:sticky;top:0;z-index:20;background:#fff;box-shadow:0 2px 6px 1px rgba(60,72,60,.1)}
.head-in{display:flex;align-items:center;gap:24px;min-height:84px}
.brand{display:block;flex:none;border-radius:var(--r)}
.brand img{display:block;width:auto;height:68px}
.brand:focus-visible{outline:var(--ring);outline-offset:3px}
.nav{display:flex;gap:26px;margin-left:auto}
.nav a{color:var(--navy);font-weight:600;font-size:15.5px;text-decoration:none}
.nav a:hover{color:var(--green-ink)}
.nav a:focus-visible{outline:var(--ring);outline-offset:3px;border-radius:2px}
.head-cta{display:flex;align-items:center;gap:18px}
.head-call{display:inline-flex;align-items:center;gap:7px;color:var(--navy);font-weight:700;font-size:15.5px;text-decoration:none;white-space:nowrap;font-variant-numeric:tabular-nums}
.head-call svg{width:18px;height:18px;color:var(--green)}
.head-call:hover{text-decoration:underline}
.mnav{display:none;position:relative}
.mnav summary{list-style:none}
.mnav summary::-webkit-details-marker{display:none}
.mnav-panel{position:absolute;right:0;top:calc(100% + 10px);display:grid;min-width:220px;padding:8px;background:#fff;border-radius:var(--r);box-shadow:0 10px 30px rgba(0,35,73,.18)}
.mnav-panel a{padding:12px 14px;color:var(--navy);font-weight:600;text-decoration:none;border-radius:var(--r)}
.mnav-panel a:hover{background:var(--page)}

/* Buttons: flat, small corners, bold capitals. Green = go, navy = selected, gray = secondary */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;min-height:52px;margin:0;padding:12px 22px;border:0;border-radius:var(--r);background:var(--opt);color:var(--opt-ink);font:700 17px/1.2 var(--font);text-transform:uppercase;text-align:center;text-decoration:none;cursor:pointer;-webkit-tap-highlight-color:transparent;transition:background-color .15s,color .15s}
.btn svg{width:20px;height:20px;flex:none}
.btn:hover{background:var(--opt-hover);color:#474747}
.btn:active{transform:translateY(1px)}
.btn:focus-visible{outline:var(--ring);outline-offset:2px}
.btn-go{background:var(--green);color:#fff}
.btn-go:hover{background:var(--green-hover);color:#fff}
.btn-go:disabled{background:var(--opt);color:#7A7A7A;cursor:not-allowed;transform:none}
.btn-alt{color:var(--navy)}
.btn-alt:hover{color:var(--navy)}
.btn-lg{min-height:60px;padding:14px 28px;font-size:18px}
.btn-sm{min-height:44px;padding:8px 16px;font-size:15px}
.btn-block{width:100%}

/* Hero */
.hero{background:var(--page)}
.hero-in{display:grid;grid-template-columns:minmax(0,1.05fr) minmax(0,.95fr);align-items:end;gap:48px;padding-top:64px;padding-bottom:60px}
.hero h1{margin-bottom:18px;font-size:clamp(34px,5.2vw,56px);font-weight:800;letter-spacing:-.01em}
.hero .lede{max-width:34ch;margin-bottom:28px;color:var(--ink-2);font-size:clamp(18px,2vw,21px);line-height:1.5}
.hero-actions{display:flex;flex-wrap:wrap;gap:10px}
.microline{display:inline-flex;align-items:flex-start;gap:8px;margin:18px 0 0;color:#373737;font-size:14.5px;line-height:1.45;text-align:left}
.microline svg{width:20px;height:20px;flex:none;margin-top:0;color:var(--green)}

/* People standing on the navy oval (shared motif with the quote page) */
.scene{position:relative;display:flex;justify-content:center;align-items:flex-end;width:100%;max-width:560px;margin:0 auto;padding-bottom:44px}
.scene-figs{position:relative;z-index:1;display:block;width:auto;height:270px;max-width:86%;overflow:visible}
.rug{position:absolute;left:0;right:0;bottom:0;height:88px;border-radius:50%;background:var(--navy)}
.halo{position:absolute;left:50%;bottom:40px;width:280px;height:280px;border-radius:50%;background:#E1EAD9;transform:translateX(-50%)}
.fig{--tone:#9AA8BA;--leg:#6E7D91;fill:var(--tone)}
.fig .f-leg{fill:var(--leg)}
.t-a1{--tone:#2E5E99;--leg:#1F4573}
.t-a2{--tone:#467E21;--leg:#34601A}
.t-k1{--tone:#8FB3DB;--leg:#6489B8}
.t-k2{--tone:#9CC77C;--leg:#6E9C4F}
.fig.pop{animation:pop .45s cubic-bezier(.2,.9,.3,1.35) both;transform-box:fill-box;transform-origin:50% 100%}
.fig.pop.d2{animation-delay:.08s}.fig.pop.d3{animation-delay:.16s}.fig.pop.d4{animation-delay:.24s}
@keyframes pop{from{transform:scale(.3);opacity:0}}

/* Carriers */
.carriers{background:#fff;border-bottom:1px solid var(--line)}
.carriers-in{display:flex;flex-wrap:wrap;align-items:baseline;gap:10px 28px;padding-top:24px;padding-bottom:24px}
.carriers h2{font-size:15px;font-weight:600;color:var(--ink-2)}
.carrier-list{display:flex;flex-wrap:wrap;gap:6px 26px;margin:0;padding:0;list-style:none}
.carrier-list li{color:#56636F;font-weight:700;font-size:16px;white-space:nowrap}

/* Sections */
.section{padding:84px 0;scroll-margin-top:88px}
.section-alt{background:var(--page)}
.section h2{margin-bottom:18px;font-size:clamp(28px,3.4vw,40px);font-weight:800;letter-spacing:-.005em}
.section-head{max-width:720px;margin:0 auto;text-align:center}
.section-head p{color:var(--ink-2)}
.split{display:grid;grid-template-columns:minmax(0,1.2fr) minmax(0,.8fr);gap:56px;align-items:start}
.prose p{color:var(--ink-2)}
.states{padding:26px;border-radius:var(--r);background:var(--page)}
.states h3{margin-bottom:14px;font-size:19px}
.state-list{display:flex;flex-wrap:wrap;gap:6px;margin:0;padding:0;list-style:none}
.state-list li{min-width:46px;padding:5px 0;border:1px solid var(--line);border-radius:var(--r);background:#fff;color:var(--navy);font-weight:700;font-size:14px;text-align:center}
.states p{margin:14px 0 0;color:var(--ink-3);font-size:14px}

/* Why us (navy band) */
.why{background:var(--navy);color:#D3DDE8}
.why h2{color:#fff}
.why-in{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(0,.9fr);gap:56px;align-items:center}
.why .actions{display:flex;flex-wrap:wrap;gap:10px;margin-top:28px}
.stats{display:grid;grid-template-columns:1fr 1fr;gap:1px;margin:0;border-radius:var(--r);background:rgba(255,255,255,.16);overflow:hidden}
.stats div{display:flex;flex-direction:column-reverse;justify-content:flex-end;padding:26px 24px;background:var(--navy)}
.stats dt{margin-top:4px;color:#B6C4D3;font-size:15px}
.stats dd{margin:0;color:#fff;font-size:44px;font-weight:800;line-height:1.05;font-variant-numeric:tabular-nums}

/* Services */
.services{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:0 40px;margin-top:40px}
.svc{padding:28px 0 30px;border-top:2px solid var(--line)}
.ico{display:flex;align-items:center;justify-content:center;width:52px;height:52px;margin-bottom:16px;border-radius:var(--r);background:var(--green-tint);color:var(--green-ink)}
.ico svg{width:26px;height:26px}
.svc h3{margin-bottom:8px;font-size:20px}
.svc p{margin:0;color:var(--ink-2)}

/* How it works */
.steps{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:32px;margin:44px 0 0;padding:0;list-style:none}
.step{position:relative}
.step-num{position:relative;z-index:1;display:flex;align-items:center;justify-content:center;width:52px;height:52px;margin-bottom:18px;border-radius:50%;background:var(--navy);color:#fff;font-weight:800;font-size:18px}
.step:not(:last-child)::after{content:"";position:absolute;top:25px;left:64px;right:-20px;height:2px;background:var(--line)}
.step h3{margin-bottom:8px;font-size:20px}
.step p{color:var(--ink-2)}
.center-cta{margin-top:40px;text-align:center}

/* Client story */
.quote{max-width:860px;margin:0 auto;text-align:center}
.quote blockquote{margin:0;color:var(--navy);font-size:clamp(21px,2.4vw,28px);font-weight:600;line-height:1.45}
.quote figcaption{display:flex;align-items:center;justify-content:center;gap:14px;margin-top:28px;text-align:left}
.avatar{display:flex;align-items:center;justify-content:center;width:52px;height:52px;border-radius:50%;background:var(--green);color:#fff;font-weight:800}
.quote figcaption strong{display:block;color:var(--navy)}
.quote figcaption span{color:var(--ink-3);font-size:15px}

/* FAQ */
.faq{max-width:860px;margin:36px auto 0}
.faq details{border-top:1px solid var(--line)}
.faq details:last-child{border-bottom:1px solid var(--line)}
.faq summary{display:flex;justify-content:space-between;align-items:center;gap:20px;padding:22px 4px;color:var(--navy);font-weight:700;font-size:19px;line-height:1.35;cursor:pointer;list-style:none}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";flex:none;width:28px;color:var(--green);font-size:28px;font-weight:600;line-height:1;text-align:center}
.faq details[open] summary::after{content:"\2013"}
.faq summary:focus-visible{outline:var(--ring);outline-offset:2px;border-radius:2px}
.faq .ans{max-width:72ch;padding:0 4px 24px;color:var(--ink-2)}

/* Contact */
.contact-grid{display:grid;grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);gap:56px;align-items:start}
.ways{display:grid;gap:20px;margin:28px 0 30px;padding:0;list-style:none}
.way{display:flex;gap:14px;align-items:flex-start}
.way .ico{flex:none;width:46px;height:46px;margin:0}
.way .ico svg{width:22px;height:22px}
.way strong{display:block;color:var(--ink-3);font-size:14px;font-weight:600}
.way a{color:var(--navy);font-weight:700;font-size:19px;text-decoration:none;overflow-wrap:anywhere}
.way a:hover{text-decoration:underline}
.way .way-sub{display:block;color:var(--ink-3);font-size:14px}
.form-card{padding:30px;border-radius:var(--r);background:var(--page)}
.form-card h3{margin-bottom:18px;font-size:21px}
.field{margin-bottom:16px}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:0 14px}
.label{display:block;margin-bottom:6px;font-weight:600;font-size:15px}
.opt-label{color:var(--ink-3);font-weight:400}
.input{display:block;width:100%;height:54px;padding:0 14px;border:1px solid #CCCCCC;border-radius:var(--r-input);background:#fff;color:var(--ink);font-size:17px;-webkit-appearance:none;appearance:none;transition:border-color .15s,box-shadow .15s}
.input::placeholder{color:#A3A3A3}
.input:hover{border-color:#B3B3B3}
.input:focus{outline:none;border-color:var(--green);box-shadow:0 0 0 3px rgba(70,126,33,.22)}
.input[aria-invalid="true"]{border-color:var(--err)}
textarea.input{height:auto;min-height:120px;padding:12px 14px;line-height:1.5;resize:vertical}
.count{margin-top:4px;color:var(--ink-3);font-size:13px;text-align:right}
.err{margin:6px 0 0;color:var(--err);font-size:14.5px;line-height:1.4}
.err:empty{display:none}
.hp{position:absolute!important;left:-10000px!important;width:1px;height:1px;overflow:hidden}
.consent{margin:14px 0 0;color:var(--ink-3);font-size:12.5px;line-height:1.5}
.consent a{color:inherit}
.form-note{margin:12px 0 0;color:var(--err);font-size:14.5px}
.form-done{padding:10px 0}
.form-done h3{display:flex;align-items:center;gap:10px;margin-bottom:10px}
.form-done h3 svg{width:26px;height:26px;color:var(--green)}

/* Footer */
.site-foot{background:var(--navy);color:#C9D4E0;font-size:14.5px;line-height:1.6}
.foot-top{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:40px;padding-top:56px;padding-bottom:36px}
.foot-logo{display:block;width:auto;height:84px;margin-bottom:16px;filter:brightness(0) invert(1)}
.site-foot h2{margin:0 0 12px;color:#fff;font-size:15px;font-weight:700}
.site-foot ul{display:grid;gap:8px;margin:0;padding:0;list-style:none}
.site-foot a{color:#fff;text-decoration:none}
.site-foot a:hover{text-decoration:underline}
.site-foot a:focus-visible{outline:3px solid rgba(255,255,255,.6);outline-offset:2px;border-radius:2px}
.foot-legal{padding-top:24px;padding-bottom:36px;border-top:1px solid rgba(255,255,255,.14);color:#AFC0D2;font-size:13px}
.foot-legal p{max-width:120ch;margin:0 0 10px}

/* Legal pages and 404 */
.doc{max-width:780px;margin:0 auto;padding:56px 20px 72px}
.doc h1{margin-bottom:8px;font-size:clamp(30px,4vw,40px);font-weight:800}
.doc .updated{margin-bottom:32px;color:var(--ink-3);font-size:15px}
.doc h2{margin:36px 0 10px;font-size:22px}
.doc p,.doc li{color:var(--ink-2)}
.doc ul{padding-left:22px}
.doc li{margin-bottom:6px}
.notfound{max-width:640px;margin:0 auto;padding:88px 20px 96px;text-align:center}
.notfound h1{margin-bottom:12px;font-size:clamp(30px,4vw,42px);font-weight:800}
.notfound p{color:var(--ink-2)}
.notfound .actions{display:flex;flex-wrap:wrap;justify-content:center;gap:10px;margin-top:26px}

/* Motion: only the opening figures and FAQ answers */
@media (prefers-reduced-motion:reduce){*,*::before,*::after{animation-duration:.01ms!important;animation-iteration-count:1!important;transition-duration:.01ms!important}}

/* Responsive */
@media (max-width:1060px){
  .nav,.head-call-label{display:none}
  .mnav{display:block}
}
@media (max-width:900px){
  .hero-in{grid-template-columns:1fr;gap:28px;padding-top:44px;padding-bottom:44px;text-align:center}
  .hero .lede{margin-left:auto;margin-right:auto}
  .hero-actions{justify-content:center}
  .scene{max-width:400px;padding-bottom:30px}
  .scene-figs{height:170px}
  .rug{height:60px}
  .halo{bottom:28px;width:180px;height:180px}
  .split,.why-in,.contact-grid{grid-template-columns:1fr;gap:36px}
  .services{grid-template-columns:1fr 1fr}
  .steps{grid-template-columns:1fr 1fr;gap:36px 28px}
  .step:nth-child(2)::after{display:none}
  .foot-top{grid-template-columns:1fr 1fr}
}
@media (max-width:640px){
  body{font-size:16.5px}
  .head-in{min-height:72px;gap:12px}
  .brand img{height:56px}
  .head-cta > .btn-go{display:none}
  .section{padding:60px 0}
  .services,.steps{grid-template-columns:1fr}
  .step::after{display:none}
  .row2{grid-template-columns:1fr}
  .form-card{padding:22px 18px}
  .foot-top{grid-template-columns:1fr;gap:28px}
  .stats dd{font-size:36px}
  .way a{font-size:17px}
  .hero-actions .btn{width:100%}
}